PM Surya Ghar subsidy 2026, explained

PM Surya Ghar: Muft Bijli Yojana is the central scheme that pays part of the cost of rooftop solar for homes. By August 2026 it had reached 50.06 lakh households and 14.8 GW, against a target of 1 crore households and an outlay of ₹75,021 crore. This guide covers what you get, who qualifies, how to apply and what each NCR state adds on top.

How much subsidy do I get under PM Surya Ghar?

A home gets ₹30,000 per kW for the first 2 kW and ₹18,000 for the third kW. The total is capped at ₹78,000, which you reach at 3 kW. Anything larger still gets ₹78,000. These are the central figures as of November 2026, published on solar.delhi.gov.in and in the BSES rooftop solar FAQ.

That cap is why 3 kW is the most common home size in NCR. If your bill points to 5 kW, you still get ₹78,000, and the extra 2 kW pays for itself through the bill. Our sizing guide helps you pick.

Who is eligible for the PM Surya Ghar subsidy?

You qualify if you are an Indian citizen, you own a house with a roof suitable for panels, you have a valid residential electricity connection, and you have not taken any other subsidy for rooftop solar. That covers most kothis, independent houses and builder floors with roof rights.

• Ownership. The applicant should be the owner, and the name on the electricity connection should match. If the connection is in a late parent's name, get it transferred first.
• Roof. A flat RCC roof works best. You need roughly 80 to 100 sq ft of shade-free space per kW.
• Builder floors. Whoever holds the roof rights, usually the top floor, can install. Other floors with their own connections sometimes share the roof with written consent; we check what your DISCOM accepts.
• Flats in group housing. Residents usually go through the society, covered further down.

How do I apply for PM Surya Ghar, step by step?

You register on the national portal, pick a registered vendor, and the vendor and DISCOM do most of the rest. The order of steps is the same in every NCR state:

1. Register on pmsuryaghar.gov.in with your state, DISCOM, consumer number and mobile number.
2. Log in and submit the rooftop solar application.
3. Choose a registered vendor from the portal list.
4. The DISCOM checks technical feasibility for your connection and transformer.
5. Sign the agreement with the vendor and upload it on the portal.
6. The vendor installs the system and uploads the installation details and the DCR certificate for the panels.
7. The DISCOM inspects the system and fits the net meter.
8. The portal issues a commissioning certificate.
9. You enter your bank details and redeem the subsidy.
10. The subsidy is paid into your account by direct benefit transfer.

Surya's chariot needs seven horses; this needs ten steps, but only steps 1, 2, 5 and 9 need your own hands. When Konarq is your vendor we sit with you for those and chase the rest.

What documents do I need?

Keep a recent electricity bill, proof of ownership, your ID and your bank details ready. Most delays start with a document that does not match another.

• Latest electricity bill showing the consumer number and sanctioned load
• Proof of ownership of the house (sale deed, conveyance deed or allotment letter, for example from HSVP or a development authority)
• Your ID, with the name spelt the same as on the bill
• A cancelled cheque or passbook page for the bank account in the applicant's name
• The mobile number you will use for portal OTPs
• Photos of the roof, which we take during the survey

How long does the subsidy take?

For a home, survey to savings usually takes three to six weeks, and the subsidy follows commissioning. PIB says the subsidy is credited in about 15 days after you redeem it; UPNEDA says within 30 days in Uttar Pradesh.

In Delhi the DERC second amendment of 16 July 2026 set a 15-day limit for the DISCOM's feasibility response, with approval treated as given if the DISCOM does not reply. Application fees are waived for domestic systems up to 10 kW. Other DISCOMs set their own queues, and inspection plus net meter is usually the longest wait. Our net metering guide covers each DISCOM.

What do Delhi, Haryana, UP, Chandigarh and Punjab add?

Uttar Pradesh pays the most predictable top-up: ₹15,000 per kW, up to ₹30,000. Delhi adds its own top-up, Haryana has a grant for lower-income homes, and Chandigarh has a proposal pending. All of these come on top of the central ₹78,000.

Delhi's September 2026 amendment

The Delhi cabinet approved a second amendment to the Delhi Solar Policy on 1 September 2026, notified on 17 September 2026. As reported by Business Today, it offers zero-cost rooftop solar up to 3 kW for households averaging up to 400 units a month, with five years of maintenance, through an IPGCL tender. Other reports say the state subsidy becomes the lower of (tender cost minus central subsidy) or ₹26,000 per kW, up to ₹78,000, and that the generation-based incentive (GBI) of ₹3 per unit up to 3 kW and ₹2 for 3 to 10 kW is discontinued for new domestic systems. Businesses keep GBI. We confirm the figure that applies to your connection at survey.

Mandatory solar on larger plots

In Haryana, plots of 500 sq yd and above must install at least 1 kWp or 5% of sanctioned load, linked to the occupancy certificate. Chandigarh has required rooftop solar on residential plots of 500 sq yd and above since 2016; a lower 250 sq yd threshold was directed in September 2024, but its notification is not confirmed.

Can a housing society or RWA get the subsidy?

Yes. A group housing society or RWA gets ₹18,000 per kW for common facilities such as lifts, pumps, corridor lighting and EV charging, up to 500 kW. The limit is worked out at 3 kW per house, and it includes any plants residents install on their own.

In practice the committee passes a resolution, often at the AGM, and the society applies as one consumer for the common-area connection. Our society page explains how we present to the managing committee.

What changed on 1 June 2026, and when does the scheme end?

From 1 June 2026, net-metered projects need ALMM List-I modules made with ALMM List-II cells, so the cells as well as the panels must be India-made and listed. The subsidy has always needed DCR panels, meaning India-made cells and modules. If a quote looks cheap, ask for the cell origin in writing.

Why does the subsidy get delayed?

Most delays come from a mismatch in paperwork or a pending DISCOM step, not from the scheme itself. The common ones we see:

• Name mismatch between the electricity bill, ownership papers and bank account.
• Bank details entered wrongly, or an account not linked for direct benefit transfer.
• Non-DCR or unlisted panels, or a missing DCR certificate upload.
• Sanctioned load lower than the system size, which needs a load enhancement first.
• Unpaid dues on the connection, which stall feasibility.
• Inspection queue at the DISCOM, especially in peak season.
• A vendor who disappears after installation and never uploads the details.

Every one of these is easier to prevent than to fix. We check them at survey, before you pay anything.

Want to know your exact subsidy and the top-up for your DISCOM? Book a free roof survey and we will check your documents, roof and sanctioned load in one visit. Local detail is on our pages for Delhi, Gurugram, Noida, Greater Noida, Ghaziabad, Faridabad and Chandigarh, Mohali and Panchkula.